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Debt Settlement

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WHAT THE EXPERTS ARE SAYING

New York Times - "A bi-weekly mortgage is best for financially sophisticated home buyers, for move-up home buyers and for anyone who wants faster equity build up... It's a great disciplinary tool. In a way, it's like a Christmas Club."
USA Today - "What started as a mortgage lender's marketing gimmick is on its way to becoming the hottest home loan of the decade. It's the bi-weekly mortgage... The attraction: bi-weeklies reduce interest expense and build home equity faster."
Wall Street Journal - "When repaid on a bi-weekly schedule, a $70,000 mortgage at 10.5% annual interest produces a savings of $60,000 compared with a standard 30-year payback."
CBS Evening News (Hayden Edwards) - " I believe that, within 3 years, it will be, by and large, the predominate mortgage in the country."
Los Angeles Times - "The only way you can justify a 30 year mortgage is with a bi-weekly payoff."
Dallas Morning News - "The Magic Bullet; the more you increase the principal payment per period, the faster your debt will disappear. Therein lies the so-called magic of biweekly mortgages."
Parents Magazine - "The simple fact is that a bi-weekly mortgage not only saves the home buyer a bundle, but makes him or her a homeowner much sooner than the traditional monthly mortgage does."
Business Week - "You Can Save a Considerable Amount of Money" through this plan.
Bi-Weekly Payments are recommended by the editors of Forbes, New York Times, Sylvia Porter's Personal Finance, and many other publications.

Mortgage Reduction

We make it simple to save time and money with our proven mortgage reduction method. Reducing your mortgage amount and payoff time couldn't be easier, and we guarantee to see save you money!

OUR PROGRAM WORKS WITH THE FOLLOWING LOANS: Mortgages (both commercial and residential), car loans, student loans, personal loans, credit cards even IRS taxes Change the way you currently pay your mortgage or loan and change your life!

Apply Today

Complete our Free Mortgage Analysis to see how much time and money you could save with our program.

Then apply using our Mortgage Reduction Application to start saving!

Simply complete the form and fax it to 866-757-3989, or mail it to:

USA vs. DEBT

6201 Technology Blvd.

Suite 119

Frisco, Texas 75034

How Does Our Guaranteed Program Work?

By simply paying half your mortgage payment every two weeks, you end up making 26 half payments a year. That adds up to a full extra payment each year. During the first ten years of a typical mortgage, 85% of your payments are applied to interest. However, on the bi-weekly program, this extra payment is totally applied towards reducing your principal balance. The amount of interest this saves you over the life of your loan is simply staggering.

Since most people get paid weekly or bi-weekly, they find paying their mortgage this way to be more convenient and better for their budget. With most traditional monthly mortgages, you write a check once a month, and then mail the check along with a coupon to your lender. You mail it early enough so that it will arrive and be processed before your due date to avoid late payment penalties. You do this month after month for the term of your loan (usually 30 years). When you enroll into the Mortgage and Loan Savings Program, we do most of the work for you! Your bi-weekly payments are automatically deducted from your account every week, bi-weekly, or semi-monthly.

They are then transferred into an FDIC insured account at a prominent federally regulated bank contracted by NBA or AAA Financial to safeguard your transactions. They make your monthly payments for you, on time, every time. And since our Mortgage and Loan Savings Program works WITH your existing mortgage...you don't have to refinance or change your loan or lender to get all the added savings.

USA VERSUS DEBT is helping homeowners save literally a fortune on their mortgages! The bi-weekly and mortgage auditing program is a real must for every homeowner who wants to get ahead financially!"

One simple phone call, one simple CHANGE, one major difference in the quality of your future!