Personal Debt Negotiation Settlement Reduction Consulting Advisors

Our Purpose

Debt Settlement

FAQs

Contact Us

Unable to keep up on all of your credit cards?

Getting further behind every month?

YOU ARE NOT ALONE!

More than half – about 57 percent – of wage earners live paycheck to paycheck.
The average cardholder has 7.6 cards.
The average household has about $18,700 in debt, not including mortgages.
Our settlement staff has serviced over $170 million dollars worth of debt. Thousands of clients have entrusted us with their debts, and so can you.

Our Negotiator Program may be your answer.

Last year, our settlement staff assisted nearly 1,000 clients in completing our program, saving them more than $7 million in debt payments. To join our list of satisfied clients, call 800-648-5771 today!

Client Testimonials

“ Thank you for your... professional demeanor and for putting us at ease.”
Tom R.

Our debt settlement team and proven process can help you become debt free in just a few simple steps:

1. Call USA vs. DEBT at

800-648-5771 anytime for a free consultation with one of our debt settlement analysts. You will need to complete some basic documentation to get approved, and we will determine if our debt settlement program is appropriate for you.

2. If you qualify and we can create a debt negotiation plan that satisfies your needs, we will go to work on your case immediately. When your creditors contact you, tell them to call our customer service number so that we can discuss your account with them. This will help remove the stress associated with your problem debt while we are engaging in debt negotiation on your behalf.

3. Should you continue to receive calls from creditors, contact our consumer advocacy firm. www.ucan.net . As part of our debt settlement program, these advocates will provide you with a telephone log to record these calls before you forward them to their offices. This log allows us to track creditor correspondence and assists us with your debt settlement program. We will take the necessary steps to help insure that unwanted harassing creditor calls are abated.

4. We will work with you to determine a monthly amount of funds that you can comfortably set aside for debt settlement purposes. These funds must be set aside every month to settle with your creditors. Unlike debt consolidation programs, you do not send your funds to our firm.

5. We negotiate with all your creditors to obtain a debt settlement. Our average debt negotiation settlements range from 10% to 60% of the total debt owed. All settlements are based on the funds you have available at the time.

6. As a settlement amount is agreed to by each of your creditors, we will then direct our third party payment processing center to disburse funds from your settlement account and mail the final settlement payment directly to the creditor. This will satisfy your debt to the creditor, and this process will be duplicated as many times as necessary until all of your creditors have been satisfied.

If you have any questions about the debt negotiation process or if you would like to receive more information, please do not hesitate to contact us. Our hotline at 800-648-5771 is open twenty-four hours a day, seven days a week, and our professional and experienced staff is eager to assist you.